PurinaCare is available in 47 of the 50 states in the US. PurinaCare operates under the trusted animal brand of Purina that has been in operation for 85 years. The pet insurance branch of Purina launched in 2008, and had taken 3 years to launch and research what should be offered.

PurinaCare offers two insurance options. One with a preventative care option and one without. Both options cover hereditary illnesses, emergency visits, and unexpected illnesses that the cat or dog might incurred. Any test and medications associated with the emergency procedure is covered. The preventative care option includes wellness care such as heart worm preventative, routine lab tests, spray and neutering, and flea control.

PurinaCare also offers a variety of premium levels that allow pet owners to choose what level of out of pocket expense they must take. There is only one deductible per year not per incident. Once the level has been reached the deductible won’t need to be paid until next year. There is an annual limit of $20,000 but there is no lifetime limit.

There is a 15 day money back guarantee for the PurinaCare policies. And there are discounts available for insuring multiple pets under a policy.

The waiting periods associated with each policy varies. There is no waiting period for preventative care, instead the care is covered the day the policy goes into place. Accidents are covered after 3 days, and illnesses after 15 days of a waiting period.